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        Welcome to your new Financial Wellbeing Hub

        As well as paying off your debts or taking out a loan, you can now start saving, learn to manage your money and make a budget with Salary Finance.

        So, if you want to get on top of your finances, your Financial Wellbeing Hub is the place to start.

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        Save

        It's now easier to start saving and keep saving.

        Whether you're saving for a holiday, a car or a rainy day, we've made it easier than ever to hit your savings target. We're launching SAVE - to help you save straight from your salary.

        If you'd like to be a better saver, enter your email below and we'll let you know when we launch.

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        Welcome to your Financial Wellbeing Hub

        We’re here to help you take control of your money.

        Apply for a loan

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        Borrow at affordable rates

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        Understand your money better

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        Spend responsibly

        Make a change

        Borrow

        Loans, but different.

        Repaid through your salary 1, with higher acceptance and lower rates than most other lenders.
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        Understand your money better

        LEARN

        Explore tips and guides on budgeting, saving, and managing debt.

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        ACCESS TOOLS

        Try out helpful tools and training modules from United Way and other partners.

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        MEASURE

        Find out your Financial Fitness Score in less than five minutes.

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        GET HELP

        Save money with free referrals to financial resources near you.

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        1 Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.

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        About your repayment periods

        Your first repayment period could be up to 30 days longer than your regular repayment periods. The number of extra days in your first repayment period depends on when you accept your loan and when your payday is.

        Your final repayment could be a matter of pennies higher or lower than your previous regular repayments. If you're accepted for a Salary Finance Loan, you'll see exactly how much in your loan agreement. This is because we don't ask you to repay fractions of a penny in any given period.

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        About your repayments
        How is my top up loan interest rate calculated?

        Your top up loan includes the top up amount and your outstanding loan balance. We calculate the interest rate for your top up loan by evaluating your personal circumstances and our own costs. Our own costs are influenced by market conditions including Bank of England rate changes. A combination of these two factors may cause the interest rate on your top up loan to change compared to your previous loan.

        When is your first repayment?

        Your repayments will continue to be made directly from your salary on your payday. Your first repayment will come out of your salary on your next payday. It will be the same amount as the regular repayments on your current loan.

        How much is your first repayment?

        Your first repayment will be the same amount as the regular repayments on your current loan. After that first repayment, your new regular repayment amount will be different, depending on the size and term of your top-up loan.

        How did we calculate your new regular repayment amount?

        We calculated your new regular repayment amount by deducting the first repayment and any interest accrued from your new total balance. Then using that figure we calculated the regular repayment over the term of your top-up loan at your top-up loan interest rate.

        Why is your final repayment different?

        Your final repayment could be a matter of pennies higher or lower than your previous regular repayments. This is because we don’t ask you to repay fractions of a penny in any given period. If you’re accepted for a top-up loan, you’ll see exactly how much all your repayments will be in your new loan agreement.

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